Comprehensive Insurance Services Across New York, New Jersey, Connecticut, Pennsylvania, and Nevada
At Julia M Mantovi Agency Inc., we offer a broad range of individual and commercial insurance solutions tailored to meet your unique needs. Serving Elmont, Huntington, and the greater Tri-State area for over 40 years, our dedicated team combines experience and expertise to provide you with the highest quality coverage at competitive prices.
Whether you need reliable auto insurance, homeowners insurance, business insurance, or other specialized policies, we’re here to help protect what matters most.
You can count on our experienced insurance agents when you need it most:
Business Insurance
The Julia M Mantovi Agency Inc provides business insurance to all size businesses throughout New York and the Tri-State area. No matter what business you are in, we have a business insurance policy that will meet your needs. We are committed to keeping your business protected – so you can focus on your day-to-day operations. And with the right insurance plan, your business will be covered from top to bottom.
Auto Insurance
Do you need insurance for your car, truck or motorcycle? We provide a wide range of insurance policies and coverage options for any type of vehicle including cars, trucks, SUVs, motorcycles, RVs and more. We will walk you through the many different coverage options available to determine which will work best for you. Contact us today for more information.
Home Insurance
The place where your heart belongs to is as valuable to you as your life and future. At Julia M Mantovi Agency, we understand this worth. We have a policy for whatever type of home you need to protect whether you own a brand new home, an older home, trailer homes, condo, or townhouse. We offer comprehensive policies that offer the most wide-ranging protections available on the market.
Renters Insurance
Do you need renters insurance? We also offer renters insurance to protect your belongings. Landlord insurance only protects the building, not your belongings. Make sure you are protected with a renters insurance policy. We will work with you to determine which coverage options will work best for your situation.
Workers Compensation
Are your employees protected if they get injured on the job? Workers’ Compensation insurance will help to protect both your business and employee from any accidents that may happen while on the job. You can trust our experts to find the perfect insurance plan with all the coverage options you need for your business and employees.
Life Insurance
Are your family or loved ones covered if the unexpected happens to you? Let our experienced agents guide you through the process of identifying the right life insurance policy that will supply ample protection for your family but not keep you cash-strapped with high premiums. While each type of life policy has its benefits, every client’s particular needs are different. We will work with you to help you to determine which policy would be best for your needs.
Frequently Asked Questions
How much auto insurance coverage do I need in New York?
New York requires minimum liability coverage, but many drivers choose higher limits for better protection against medical expenses, lawsuits, and uninsured motorists. The right amount depends on your vehicle, driving history, assets, and comfort level with risk.
What factors affect home insurance rates in Nassau and Suffolk County?
Home insurance rates can be influenced by the age of the home, construction type, replacement cost, claims history, fire protection, and distance from the coast. On Long Island, weather exposure and flood risk can also affect what coverage you need and what a carrier may charge.
Do I need renters insurance if my landlord already has insurance?
Yes. A landlord’s policy usually covers the building, not your personal belongings or personal liability. Renters insurance can help protect your property from covered losses and may also help if someone is injured in your rental unit.
What is the difference between term life and whole life insurance?
Term life insurance provides coverage for a set period of time and is often the more affordable option for families looking for straightforward protection. Whole life insurance provides permanent coverage and may build cash value over time.
What types of business insurance do small businesses in New York typically need?
Many small businesses need a mix of general liability, commercial property, and business owners policy coverage. Depending on the type of business, workers’ compensation, commercial auto, umbrella coverage, or professional liability may also be important.
How do I know which insurance policy is right for my situation?
The best policy depends on your property, vehicles, stage of life, budget, and level of risk. A good starting point is to review what you need to protect, where you may be underinsured, and what coverage options make sense for your goals.
Carrier options you can trust.
Julia M Mantovi Agency Inc. works with a range of well-known insurance carriers so clients can explore coverage options that fit their needs, budget, and level of protection. Carrier availability may vary by policy type and risk profile, but our partnerships help us compare solutions for auto, home, renters, life, and business insurance.
We proudly represent respected carriers such as Nationwide, Progressive, Travelers, Kingstone, and Berkshire Hathaway Guard, along with other trusted insurance companies featured below. Access to multiple carriers allows our team to recommend coverage options based on your situation rather than forcing a one-size-fits-all policy.
If you’re comparing insurance for your home, vehicle, family, or business, we can help you review available options and understand the differences in coverage, pricing, and policy features.
If you’re residing in either Elmont or Huntington, New York, or in Nassau and Suffolk Counties, you don’t have to go anywhere else for insurance services. For inquiries, you can contact us at 516-775-3955 or 631-673-0900!
